Legal Disclosures

1. We Are a Real Estate Investment Company

StLouisMOHomebuyers.com is owned and operated by We Buy Houses St. Louis, MO LLC.

We are a real estate investment company that evaluates residential properties for possible purchase for our own investment purposes.

Depending on the property and our plans, a property we purchase may later be:

• Renovated and resold
• Held as a rental
• Resold without substantial renovation
• Transferred to an affiliated entity
• Used in another lawful investment strategy

Not every property will be a fit for us.

Submitting information through this Website does not guarantee that we will make an offer or purchase the property.

2. We Are Acting as a Buyer, Not as Your Agent

When evaluating or purchasing a property for our own account, We Buy Houses St. Louis, MO LLC is acting in its own interests as a prospective buyer and investor.

We are not acting as the property owner's:

• Real estate agent or broker
• Attorney
• Appraiser
• Accountant
• Tax advisor
• Financial advisor
• Fiduciary

We do not have a duty to obtain the highest possible price for your property, market the property to other buyers, solicit competing offers for you, or determine which selling option is best for you.

You may choose to consult an independent real estate professional, attorney, appraiser, accountant, tax professional, or other qualified advisor before entering into an agreement.

3. Investor Offers May Be Lower Than a Traditional Sale Price

A direct investor offer may be lower than an amount a property could potentially achieve through a successful traditional market sale.

When deciding whether to make an offer and what amount to offer, we may consider factors such as:

• Property location
• Current condition
• Property characteristics
• Nearby and comparable property information
• Estimated after-repair value
• Expected repairs and improvements
• Holding expenses
• Transaction expenses
• Financing expenses
• Market conditions
• Property-specific risks
• Expected investment return
• Our current investment criteria

We do not represent that an offer from us is:

• Fair market value
• Appraised value
• The property's highest possible value
• The highest available offer
• The amount another purchaser may be willing to pay

There is no single formula or fixed percentage that applies to every property.

Property owners should consider the proposed price, contract terms, condition of the property, available alternatives, and their own priorities when deciding whether to accept an offer.

4. Traditional Sale and Direct Sale Options Are Different

A direct sale to an investor and a traditional market sale involve different considerations.

A traditional sale may provide an opportunity to obtain a higher selling price, but may also involve matters such as:

• Property preparation
• Marketing
• Public showings
• Negotiations
• Brokerage compensation
• Inspections
• Buyer financing
• Contingencies
• Other transaction requirements

A direct sale may involve different pricing, preparation, negotiation, and transaction terms.

Neither option is automatically better for every property owner.

We encourage property owners to compare their available options before deciding how to sell.

5. No Guarantee of an Offer or Purchase

Submitting property information does not guarantee:

• An offer
• A particular offer amount
• Acceptance of the property
• A purchase
• A closing
• A particular closing date
• A particular transaction timeline
• A particular transaction outcome

We may determine that a property does not fit our investment criteria.

Any preliminary discussion, estimate, valuation, or proposed number is subject to further evaluation unless and until the parties enter into an applicable written agreement.

6. No Guaranteed Timeline

Real estate transactions depend on circumstances that may include:

• Title review
• Ownership
• Liens
• Probate or estate matters
• Municipal requirements
• Property condition
• Occupancy
• Financing
• Inspections or due diligence
• Closing-provider availability
• Documentation
• Other property-specific matters

Accordingly, we do not guarantee that an offer, purchase, or closing will occur within any particular number of days.

If a transaction proceeds, the applicable written purchase agreement will identify the agreed transaction terms, including the proposed closing date.

7. Selling a Property As-Is

We may consider properties in their current condition.

When we use terms such as "as-is" or "sell your house as-is," we generally mean that a property owner does not need to renovate or update the property simply to ask us to evaluate it.

"As-is" does not mean that:

• We are required to purchase every property
• All property conditions are automatically accepted
• Every legal disclosure requirement disappears
• Title or municipal issues are automatically resolved
• A seller is relieved of obligations imposed by applicable law
• Every item of personal property may automatically remain at the property

The written purchase agreement controls the actual rights and responsibilities of the parties.

8. Seller Disclosure Responsibilities

Selling a property as-is does not eliminate disclosure obligations that may apply under Missouri or other applicable law.

Missouri does not impose one universal statutory seller disclosure form on every residential real estate sale merely because a property is being sold.

However, particular circumstances can create specific disclosure obligations.

Examples under Missouri law may include certain known matters involving:

• Methamphetamine production
• Radioactive or hazardous-material contamination
• Certain landfill or waste-disposal conditions
• Other matters where disclosure is required by applicable law

Additional disclosure obligations may arise from the facts of a particular property, contract terms, local requirements, or other applicable law.

Property owners should answer transaction-related questions truthfully and should consult an attorney if they are unsure what they are legally required to disclose.

9. Title, Liens, Ownership and Occupancy

Properties involving title, ownership, occupancy, or other complications may still be considered, but additional review may be necessary.

Examples can include:

• Mortgages
• Tax liens
• Judgment liens
• Probate or estate ownership
• Multiple owners
• Heirs
• Trusts
• Divorce-related ownership
• Tenants
• Existing leases
• Municipal matters
• Other title or occupancy issues

We do not guarantee that any particular title, lien, ownership, tenant, or municipal issue can be resolved.

Any required resolution will depend on the facts, applicable law, title review, and the written agreement.

10. The Purchase Agreement Controls the Transaction

Website content, advertisements, emails, telephone conversations, property evaluations, and preliminary discussions are not substitutes for the applicable written purchase agreement.

If the parties enter into a transaction, the written agreement may address matters such as:

• Purchase price
• Earnest money
• Due diligence
• Property condition
• Title
• Closing
• Possession
• Costs and credits
• Personal property
• Contingencies
• Termination rights
• Assignment rights, if applicable
• Other transaction-specific terms

You should read the agreement carefully before signing it.

If you do not understand a provision, you may consult an independent attorney or other qualified professional.

11. Cancellation and Termination Rights

Cancellation and termination rights vary depending on the transaction, written agreement, and applicable law.

We do not represent that every seller automatically receives a particular review period or unrestricted right to cancel a signed purchase agreement.

Any contractual cancellation or termination rights will be stated in the applicable written agreement.

Additional cancellation rights may exist when required by law.

Nothing on this Website limits a cancellation or termination right that applicable law makes nonwaivable.

12. Missouri Transaction-Specific Disclosures

Certain Missouri real estate transactions may require additional disclosures under applicable law.

If a transaction involving We Buy Houses St. Louis, MO LLC is subject to a legally required disclosure, including Missouri residential real estate wholesaling requirements when applicable, that disclosure will be provided separately in the manner and timeframe required by law.

This Website disclosure does not replace any transaction-specific disclosure required by Missouri law.

Nothing on this Website is intended to modify or waive any disclosure, notice, waiting period, signature requirement, cancellation right, or other protection that applicable law makes nonwaivable.

13. Assignment or Transfer of Contract Rights

Whether a purchase agreement may be assigned or transferred depends on the particular agreement and applicable law.

If an agreement permits assignment or transfer, the Company's contractual interest may be assigned or transferred as permitted by that agreement and applicable law.

Any legally required disclosure relating to the structure of a transaction will be provided separately when applicable.

14. Independent Advice

You are free to seek independent advice before entering into a transaction with us.

Depending on your circumstances, you may wish to consult:

• A Missouri real estate attorney
• A licensed real estate professional
• A qualified appraiser
• A tax professional
• An accountant
• A financial advisor
• Another qualified professional

We do not discourage a property owner from obtaining independent advice.

Any professional you select represents you according to your separate relationship with that professional.

15. No Professional Advice From This Website

Nothing on StLouisMOHomebuyers.com constitutes:

• Legal advice
• Tax advice
• Financial advice
• Accounting advice
• Appraisal services
• Engineering advice
• Title advice
• Real estate brokerage advice

Website information is provided for general informational purposes.

Property owners should obtain appropriate professional advice for questions requiring professional judgment.

16. Property Values, Comparable Sales and Public Records

Property values, comparable property information, tax records, square footage, ownership information, estimated repair costs, after-repair values, and other property information may come from:

• Public records
• Third-party sources
• Property-data providers
• Estimates
• Comparable-sale information
• Our own investment analysis

Such information may be incomplete, outdated, inaccurate, or subject to interpretation.

Unless expressly stated otherwise, our property analysis is not a licensed appraisal or guarantee of value.

We may verify or revise information as additional facts become available.

17. Municipal and Property-Specific Requirements

Properties throughout St. Louis City, St. Louis County, St. Charles County, Jefferson County, Lincoln County, Warren County, Franklin County, and surrounding communities may be subject to different:

• Inspection requirements
• Occupancy requirements
• Code requirements
• Permits
• Municipal procedures
• Taxes
• Assessments
• Transfer requirements
• Other local rules

We do not represent that the same requirements apply to every property.

Property-specific requirements are addressed based on the location, transaction, applicable law, and written agreement.

18. Contact Form and Communications

When you submit information through StLouisMOHomebuyers.com, you are providing information to We Buy Houses St. Louis, MO LLC so that we may respond to your inquiry and evaluate the property.

If you provide a phone number or email address, we may contact you by phone or email concerning the property or inquiry you submitted.

Submitting the form does not obligate you to sell and does not obligate us to purchase the property.

Information is handled according to our Privacy Policy.

We do not sell property-inquiry information to unrelated third parties for their independent marketing purposes.

19. No Government Affiliation

StLouisMOHomebuyers.com and We Buy Houses St. Louis, MO LLC are privately operated.

We are not affiliated with, sponsored by, operated by, or endorsed by:

• The City of St. Louis
• St. Louis County
• St. Charles County
• The State of Missouri
• Any federal agency
• Any other governmental entity

Use of geographic names is intended to describe the areas in which we do business and does not imply government affiliation.

20. Missouri Consumer Protections

Nothing on this Website or in these disclosures is intended to permit or excuse deception, fraud, false promises, misrepresentation, unfair practices, or the concealment or omission of material facts where disclosure is legally required.

Nothing in these disclosures is intended to waive a right, protection, disclosure requirement, remedy, or obligation that applicable Missouri or federal law makes nonwaivable.

If Website content conflicts with a nonwaivable legal requirement, the applicable law controls.

21. Other Transaction-Specific Requirements

Certain transactions may be subject to additional federal, state, or local requirements depending on their structure and circumstances.

Examples may include transactions involving:

• Particular title or ownership circumstances
• Sale-leaseback arrangements
• Environmental conditions
• Estate or probate matters
• Occupied properties
• Other specially regulated transactions

When an additional disclosure or notice is legally required, it will be provided separately as required by applicable law.

This Website page does not replace transaction-specific statutory disclosures or notices.

22. Contact Information

Questions regarding these disclosures may be directed to:

We Buy Houses St. Louis, MO LLC
Owner and operator of StLouisMOHomebuyers.com

St. Louis, Missouri
Website: StLouisMOHomebuyers.com